Personal Firearm Liability Insurance for Hunters, Shooters & Owners

Coverage for accidents, theft, and more. Starting at $75/year.

Liability Coverage Built for Firearms Owners

Even careful owners face risk. One accident, one theft, one self-defense claim, and you're exposed. BirdDog Personal Firearm Liability Insurance covers what your homeowners policy doesn't

$75/YR

Plans from $75/yr
Coverage that fits your budget

$1.5M

Up to $1.5M in liability protection
Scaled to your risk tolerance

50

State-specific policy previews
See your actual coverage before you buy

Responsible Ownership
Doesn't Mean Risk-Free

A range accident. A stolen firearm used by someone else. A lawful self-defense claim. Any of these can leave you exposed, no matter how careful you are

Accidents

Hunting, shooting sports, cleaning, mechanical malfunction.

Lost or Stolen

Liability from a firearm's misuse after it's gone

Lawful Self-Defense

Legal cost reimbursement after justified defensive use

Three Steps to Coverage

Select Your State

See a sample policy for where you live.

Choose Your Coverage

Pick the limit that fits your needs.

You're Protected

Accidents, theft-related liability, lawful self-defense. Covered.

Coverage Included

Hunting and shooting accident liability

Accidental discharge

Lost or stolen firearm liability

Lawful personal defense reimbursement

Legal defense cost reimbursement

Coverage Tiers & Annual Pricing

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Combined Single Limit Defense Reimbursement Sublimit Annual Price
$250,000 $50,000 $75/year
$500,000 $100,000 $125/year
$1,000,000 $150,000 $175/year
$1,500,000 $250,000 $265/year

Pricing shown before taxes and fees.

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More Ways BirdDog Works For Your Land

BirdDog is a full landowner intelligence platform. Insurance is one piece of what we offer landowners who want to protect what they have and earn more from what they've built.

Taxes & Grants

Stop leaving money on the table. BirdDog matches your land to available tax programs, exemptions, and conservation grants you may not know exist.

Finance Partnerships

Land financing designed around how landowners actually operate. We connect you with lending partners who understand your asset.

Marketplace

List your hunting and fishing access with zero commission and full control over your terms.